We have the Spirit to renew us.
But when the goodness and loving kindness of God our Savior appeared, he saved us, not because of works done by us in righteousness, but according to his own mercy, by the washing of regeneration and renewal of the Holy Spirit, (Titus 3:4-5)
The beginning of Titus 3 talks about how we treat our neighbors, simply that we don’t wait until our neighbors do good or act right and then treat them accordingly. We can love them simply because the Holy Spirit dwells within.
By His Spirit God removes our hearts of stone and replaces them with hearts of flesh enabled to trust in His Son and be justified through faith alone, setting us right in the eyes of our Creator and loving our neighbors even when it is hard.



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